Monthly Archives: October 2013

Miami Beach Home Property Insurance Workshop

Miami Home Loan, and Element Funding, direct lender, Jim Carter, attended a Property Insurance Workshop on Tuesday, October 15th.  The Property Insurance Workshop was hosted by Senator Margolis and Representative David Richardson in the Miami Beach Commission Chambers. Review the … Continue reading

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How do You Qualify for a Home Mortgage? The Underwriting Matrix

Miami Home loan, and Jim Carter of Element Funding, direct lender, presented an overview of the current process to qualify for a home loan.  There are details of the 4-C’s of underwriting to help you understand the current underwriting environment … Continue reading

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IRS Not Releasing Tax Transcripts

Miami Home Loan, and Element Funding, direct lender, learned there have been some delays attributed to the current government shutdown. It has come to our attention that the IRS is no longer releasing transcripts to the borrower’s on self-employed borrowers.    … Continue reading

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