Category Archives: Buying or Selling a Home

Miami-Home-Loan : Condo -20 Questions To Ask When Buying

Miami-Home-loan, and Element Funding, direct lending mortgage bank, found another interesting set of condo questions to ask.  This flyer gives 20 questions to ask when buying a condo.  Jim Carter, mortgage banker, reports on the details.  If you need to APPLY ONLINE … Continue reading

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Miami-Home-Loan Discussed the Benefits of Homeownership!

Miami Home loan, and Element Funding, direct lending mortgage bank, found a great article on Trulia, written by Michael Corbett, which outlines the benefits of homeownership.  Jim Carter, loan officer, reports on the various benefit of home ownership, which can … Continue reading

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Miami-Home-Loan Reports Another Good Closing!

Miami-Home-Loan Happy Family  Another good closing, as Julian got his Miami Home Loan in place to move into his great new unit on Williams Island.  Thanks, go to the Element Funding operations team, including our processor, Betsy, title attorney Sheri … Continue reading

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Miami-Home-Loan Finds A Great Article on Getting Mortages in 2017

Miami Home Loan Sold Sign on House Miami Home loan, and Element Funding, direct lending mortgage bank, found another great article on getting a mortgage in 2017. Scott Sheldon, of Credit.com, wrote a very good article on issues facing home-buyers in … Continue reading

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Miami-Home-Loan, Options When You Get a Low Appraisal

 Miami Home loan, and Element Funding, direct lending mortgage bank, found there has been some good articles discussing appraisals.  This article was paraphrased from Julian Hebron, a mortgage executive based in San Francisco.[i] .  With the mortgage rates on a track … Continue reading

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Miami Home Uses a Non-Occupant-CO-Borrower to Buy a New Home!

Miami-Home-Loan-4U asks, “How can a family member help you buy your new home?” What do you need?  A good credit scores is important; past credit history for the last 24 months is important; your money for the down payment, closing … Continue reading

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Miami Home Loan & Team Complete Another Good Closing!

Another good closing, as buyer got his Miami Home Loan in place to refinance their unit in West Miami!  Thanks goes to the Element Funding operations team, including our processor, Vanessa, and, our title attorney Stephanie Granda. ( a Business Referral member). … Continue reading

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Miami Home Loan Congradulate a Recent Refinance!

Miami Home Loan staff, Element Funding staff, and Jim Carter congratulate one of our recent re-finance closings, Rene and Ana! Rene and Ana were referred to me by realtor Shelia Ferguson, now a top producer at One, Southeby’s.  That was … Continue reading

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Miami Home Loan Discusses Renters Have Much to Gain With Home Ownership

Miami Home Loan, and Element Funding, direct lending mortgage bank, discuss renting vs buying a home. Rent vs Buy?  Jim Carter, senior loan officer, reports on the differences, responsibilities, and advantages of buying or renting your home. Buying a home vs. … Continue reading

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New Homebuyer Seminar Notes: Buying with a Miami Home Loan

Miami Home loan, and Element Funding, direct lending mortgage bank, added a brief overview of the home buying process.  Several of the slides have additional commentary included in this post. .  Jim Carter, loan officer, completed this presentation at the … Continue reading

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