Category Archives: Financing Programs

Miami-Home-Loan Finds Millennials Using FHA 203(K) Loans to Renovate Their First Homes

Miami Home loan, and Element Funding, direct lending mortgage bank,added anothermoney saving program to their offering.  The 203K renovation loan gives a homebuyer, a way to buy a home needing repairs and make the repairs to the buyers specifications..  Jim Carter, loan … Continue reading

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Miami-Home-Loan and the FNMA HomeReady® Loan

Miami-home-loan, and Element Funding, direct lending mortgage bank, reports on another unique program for buyers.  The HomeReady® mortgage gives a homebuyer, a way into homeownership.  Jim Carter, mortgage banker, reports on the details. And, If you need to APPLY ONLINE … Continue reading

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Miami-Home-Loan Reports on Another Good Closing!

Another good closing, as Mario got his Miami Home Loan in place to move into his great new home!. Thanks goes to the Element Funding operations team, including our underwriting team, and our processor, Jade, title attorney Norman Powell, and … Continue reading

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Underwriting & Program Updates in Element Funding By Miami-Home-Loan

Miami-Home-loan blog, and Element Funding, direct lending mortgage bank, review several financing program changes that occurred this month. .  These changes enhance the ways we underwrite these loans.    Jim Carter, loan officer, reports on the details.  Condominium Financing New Condo … Continue reading

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Miami-Home-Loan, Options When You Get a Low Appraisal

 Miami Home loan, and Element Funding, direct lending mortgage bank, found there has been some good articles discussing appraisals.  This article was paraphrased from Julian Hebron, a mortgage executive based in San Francisco.[i] .  With the mortgage rates on a track … Continue reading

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Miami-Home-Loan Presents A New Foreign-National Program

  Miami-Home-loan, and Element Funding, direct lending mortgage bank, added another unique Foreign-National program to their offering.  This Foreign-National program gives a foreign buyer a good alternative for financing with excellent rates!   Jim Carter, loan officer, reports on the new Foreign-National Program. … Continue reading

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Miami-Home-Loans: Foreign-National Update

Miami Home loan, and Element Funding, direct lending mortgage bank, added another useful program to their offering.  The Foreign-National program gives a Foreign-National buyer a way to finance a home purchase in the United States.  Jim Carter, loan officer, reports on the details. Property types … Continue reading

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Miami-Home-Loan Offers a Fix-and-Flip Program for Investors

  Miami Home loan, and Element Funding, direct lending mortgage bank, added another oney making program to their offering.  The “Fix-and-Flip Program” gives a investors way to buy an investment property, repair or upgrade the house, and, Flip-IT!   Jim Carter, … Continue reading

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Miami-Home-Loan Shows Element-Funding Mobile-APP

Miami Home loan, and Element Funding, direct lending mortgage bank, added another time saving program to their offering.  SimpleNexus gives a homebuyer or refinance customer a way to calculate their new home payment accurately.  Jim Carter, senior loan officer with Element-Funding, reports on … Continue reading

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10% Down-Payment for a Condo in Miami – Call Miami-Home-Loan-4U!

 Miami-Home-loan-4U, and Element Funding, direct lending mortgage bank, added another money saving program to their offering.  The Limited Project Review (LPR) options gives a condo buyer a way to decrease their initial financial outlay to get into a condo.  Jim … Continue reading

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