Category Archives: Financing Programs

Miami-Home-Loan Offers New Qualifying Options

Miami-Home-Loan Happy Closing Day for Anibal and Shannon   Miami Home loan, and Element Funding, direct lending mortgage bank, added another money saving program to their offering.  The Non-Occupant-C0-Borrower programs give a buyer another way to qualify for their new … Continue reading

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Miami Home Uses a Non-Occupant-CO-Borrower to Buy a New Home!

Miami-Home-Loan-4U asks, “How can a family member help you buy your new home?” What do you need?  A good credit scores is important; past credit history for the last 24 months is important; your money for the down payment, closing … Continue reading

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Miami Home Loan Learns Florida Housing Decreases It’s Assistance in June!

Miami Home Loan, and Element Funding, direct lending mortgage bank, learned the Florida Housing Program is decreasing the amount of Down-Payment-Assistance, next month.  This program gives a First Time Homebuyer, (1st time Homebuyer) a way to get additional funds for … Continue reading

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Get a Miami Home Loan Refinance with HARP and Save Money!

Miami Home loan, and Element Funding, direct lending mortgage bank, added another money saving program to their offering.  Get HARPED and save money.  Jim Carter, senior loan officer, reports on the details of saving up to $217.00 with a HARP … Continue reading

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Miami Home Loan Reports: Fannie Mae Changes Short Sale Waiting Periods

MIAMI HOME LOAN QUALIFYING ALERT Miami Home loan, and Element Funding, direct lending mortgage bank, finds there have been continued changes in guidelines.  Jim Carter, senior loan officer, reports on these changes in the waiting periods after a short sale … Continue reading

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Miami Home Loan Reviews the 1st Time Homebuyer Mortgage Credit Certificate (MCC) Program

Miami Home Loan, and Element Funding, direct lending mortgage bank, added another money saving program to their offering.  The Mortgage Credit Certificate gives a First Time Homebuyer, (1st Time Homebuyer) a way to increase their annual tax write off.  Jim … Continue reading

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First Time Homebuyer Program Offers $10,000 Assistance

Miami Home loan, and Element Funding, direct lending mortgage bank, added a new First Time Homebuyer mortgage program for qualified first time buyers.  Jim Carter, loan officer, reports on the First Time Homebuyer program. Florida Housing First Time Home Buyers … Continue reading

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FHA New Maximum Loan Limits – Presented by Miami Home Loan

Miami Home loan, and Element Funding, direct lending mortgage bank, learned HUD announced the new mortgage loan limits.  Jim Carter, loan officer, reports on the changes. New  FHA loan limits are effective for case numbers assigned on or after January … Continue reading

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Miami Home Loan Staff Reviews Biggest Credit Myths, Mistakes, & Misconceptions

Miami Home Loan staff interviews our partners at Mortgage Market Guide and Credit Technologies to determine some credit myths and mistakes made in efforts to achieve good credit. Good credit is well worth the effort it takes to both achieve … Continue reading

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Miami Home Loan Qualifying After A Short Sale

Miami Home loan, and Element Funding, a direct lending mortgage bank, is confirming a short sale in a buyers’ history does not prevent a buyer from buying a home again.  Jim Carter wrote this note to give a buyer some … Continue reading

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