Category Archives: Home Loan Rates

Discussions and thoughts about the current events moving rates.

Miami-Home-Loan Locks Another Deal at the Lower Rate!

Miami-Home-Loan found Jim Carter of Element Funding had a great rate–lock for another buyer in at what looks like the lowest rate of the month!  Wow, great review and watchfulness as the rates fluctuated.  Our staff all helped as we worked … Continue reading

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Miami Home Loan Rates Increased – But Still At Historical Lows

Miami Home Mortgage rates continue to rise, have risen in the past few months, but still remain attractive compared to historical levels.  Jim Carter and Miami Home Loan 4U staff has done a little research to understand what is happening.  As … Continue reading

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Miami Home Loan Reports Rates Continue to Increase

Miami Home Loan staff knew rates would eventually increase at some point, but these last two weeks have been violent, with Bond mutual fund redemptions fueling an already quick selloff. Since May 1, the yield on the 10-Year Note has rised … Continue reading

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Are You UNDERWATER on Your Miami Mortgage?

Is Your Miami Home Loan Underwater? Miami Home Loan staff continues to research HARP, which stands for Home Affordable Refinance Program.  HARP is a government program that provides refinancing options to homeowners who owe more on their mortgage that their … Continue reading

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Miami Home Loan Reminds of the MIP Increases Effective 04/09/12

This is a reminder from Miami Home Loan that you have to have all FHA Case numbers ordered no later than Friday, 4/6/12 in order to be eligible for the lower MIP.  Remember, you have to have an application and property … Continue reading

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Miami Home Loan Rates Could be Increasing!

A Miami Home Loan rate could be on the increase.     The Labor Department reported today that the Producer Price Index (PPI) increased .1% in January from December. However, Core PPI (minus the cost of food and energy) rose .4% … Continue reading

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Fee Increase to Impact A Miami Home Loan

A Miami Home Loan payment will increase as a result of a provision of the payroll tax cut extension.   However, this new provision could result in lower rates.  We do not yet have all the details, so, just consider your Miami Home … Continue reading

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Miami Home Loan Rates Approach Lows For the Year!

Miami Home Loan rates are approaching the lowest rates available this year.  This chart shows we are very close to having them break into new low territory.  In this chart, the black-dotted line is serving as a tough ceiling of resistance. Outside … Continue reading

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Home Loan Rates Are Increasing!

Home loan rates, continue rising. With the US already facing tough decisions over its national debt, the credit rating firm Standard and Poor’s last week cut its credit outlook on the US from stable to negative. Standard & Poor’s also … Continue reading

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Time for a Florida Home Loan, Or Not?

South Florida in general remains in an economic slowdown, foreclosures are still coming,  and, new home building is close to a stand still.  So is it really time to buy and get a new HOME LOAN?   We are seeing a … Continue reading

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