Category Archives: Real Estate Market

FHA New Maximum Loan Limits – Presented by Miami Home Loan

Miami Home loan, and Element Funding, direct lending mortgage bank, learned HUD announced the new mortgage loan limits.  Jim Carter, loan officer, reports on the changes. New  FHA loan limits are effective for case numbers assigned on or after January … Continue reading

Posted in Financing Programs, Real Estate Market | Tagged , , , , | Leave a comment

Miami Home Loan Reports on Upper Keys Residential Report Through September, 2013

Written by Jim Larson,CRS, RSPS, GRI, AHWD, TRC. Broker associate with Keller Williams Realty Premier Properties. Miami Home Loan 4U staff and James Carter, have found an exceptions Keys based realtor that really knows the market. Jim Larson has been … Continue reading

Posted in Real Estate Market | Tagged , , , | Leave a comment

Miami Beach Home Property Insurance Workshop

Miami Home Loan, and Element Funding, direct lender, Jim Carter, attended a Property Insurance Workshop on Tuesday, October 15th.  The Property Insurance Workshop was hosted by Senator Margolis and Representative David Richardson in the Miami Beach Commission Chambers. Review the … Continue reading

Posted in Real Estate Market | Tagged , , , , | 2 Comments

IRS Not Releasing Tax Transcripts

Miami Home Loan, and Element Funding, direct lender, learned there have been some delays attributed to the current government shutdown. It has come to our attention that the IRS is no longer releasing transcripts to the borrower’s on self-employed borrowers.    … Continue reading

Posted in Credit, Real Estate Market | Tagged , , , | Leave a comment

Miami Home Loan Reports Case-Shiller Miami Index Is Up 14.2% Year Over Year!

Miami Home Loan, and, Jim Carter, Loan Officer for direct lender, Element Funding, received the following information provided by the Mortgage Market Guide.  The Case/Shiller 20-city Composite Home Price Index rose 12.2% from May of 2012 to May of 2013 … Continue reading

Posted in Real Estate Market | Tagged , , , , | Leave a comment

Miami Home Loan Finds Good News & Bad News for Homebuyers

Miami Home loan, and Element Funding, direct lender, found there has been some good news and bad news in the past month if you are a potential homebuyer or looking to refinance your current home. The bad news is that … Continue reading

Posted in Real Estate Market | Tagged , , , | Leave a comment

Miami Home Loan Reports on 2013 First Half Report – Upper Keys

Written by Jim Larson,CRS, RSPS, GRI, AHWD, TRC.  Broker associate with Keller Williams Realty Premier Properties. Miami Home Loan 4U staff and James Carter, have found an exceptions Keys based realtor that really knows the market.  Jim Larson has been a … Continue reading

Posted in Real Estate Market | Tagged , , , | Leave a comment

Miami Home Loan News – Home Loan Rates, Case Shiller Index, Home Prices

Miami Home Loan staff reports home loan rates have pushed up to their highest levels in a year due to better than expected economic data and fears that the U.S. Federal Reserve may pull back on its stimulus program that … Continue reading

Posted in Real Estate Market | Tagged , , , | Leave a comment

2013 Upper Keys -1st Quarter Sales Report

Written by Jim Larson- CRS, RSPS, GRI, AHWD, TRC, Keller Williams Realty Premier Properties. Miami Home Loan and Element Funding staff and has found an exceptional Upper Keys based Realtor that really knows the upper keys market. Jim Larson has … Continue reading

Posted in Real Estate Market, Uncategorized | Tagged , , , , | Leave a comment

Tax Time Requirements for a Miami Home Loan

Miami Home Loan staff was notified by our Operations department there are some specific guidelines we must follow during tax season.   A borrower is required to either file their 2012 tax returns or file an extension.   Please note the following requirements … Continue reading

Posted in Buying or Selling a Home, Real Estate Market | Tagged , , , | Leave a comment