Another good closing, as Jayson and Karmbir got their Miami Home Loan in place to move into his great new house in a waterfront location. Thanks goes to the Element Funding operations team, including our processor, Vanessa, title attorney Diana Fitzgerald, and title agent Victoria De Armas, both of Fitzgerald & Isaacson, LLP. The listing agent was Steven Copeland of Stalcoproperties – Premier Realty Team, and, our selling agent was Erica Torres of Cutting Edge Real Estate and Investments. We had a really smooth closing, as the new buyers got their first house.
We had some interesting events to get to this closing. One of the challenges was that one of the buyers was a Canadian Citizen who had become a U.S. resident. Many of her accounts in Canada were not reporting to the U.S. credit bureau, so, she made calls and
worked hard to get those accounts moved to the U.S. bureau to report and build her U.S. credit that took some time, and, finally once all were moved, she got an excellent score reporting. So, that challenge was resolved. And we helped by monitoring the progress of moving the accounts to the U.S. to build the credit.
As we got the title work done, the agent noticed some items on the survey that needed addressing. That also took a little time to address, but, we again, we all worked together to make sure those questions were resolved and included in the title work. So, no matter what the challenge we work to make the challenge understood and resolved! Then we were ready for the closing. Victoria and Diana did an excellent job getting the documents prepared and presented to the buyers in a timely manner. When it came time to sign and close the transaction, it went very smooth, and, the buyers left the office with their first home! What a fun time for us all!
So, if you or, anyone you know, is looking to find a Miami Home Loan, or a South Florida Home Loan,to purchase their own first time home, or to refinance an existing property, and would like help in getting their best financing solution call me, Jim Carter at Element Funding, at 305-525-6742. Your Miami Home Mortgage expert!