As a mortgage lender, not a broker, we have a fiduciary relationship with our clients, which means everything is done in strict confidentiality. Element Funding is a correspondent lender, and operates as a division of Primary Residential Mortgage. We have our own in-house FNMA DE Approved underwriting staff. This means all out files are underwritten using the latest guidelines.
The product lines we offer are:
- FHA and VA Loans
- Conventional Loans
- Jumbo Loans
- Condo Financing (FHA and Conventional)
- 203 K Rehab Loans
- PRMI Choice Loans (For Borrowers with Scores Below 640)
- Down Payment Assistance Programs (DPA) Using funds from the Metro-Miami Action Plan Trust Program which offers qualifed buyers up to 4% of the sales price interest free and a no-payback program.
- We consult with you to understand which loan product best fits your specific situation.
- Personalized, individualized consultants
- Brochures, fliers, and various explanations to help you understand the complete loan process.
- To complete an application go to www.elementfunding.com/jcarter, select LOAN APPLICATION at the top of the page under the logo, and then the application page appears. Select my name, James Carter, and complete the application. This is a secure site, and, it is automatically sent to me when you complete the application.
- For any questions call me at 305.525.6742 or email me at firstname.lastname@example.org
The views and opinions expressed are my own and do not necessarily represent the official policy or position of Element Funding.