Tag Archives: 1st time home buyer

Miami Home Loan Reviews the 1st Time Homebuyer Mortgage Credit Certificate (MCC) Program

Miami Home Loan, and Element Funding, direct lending mortgage bank, added another money saving program to their offering.  The Mortgage Credit Certificate gives a First Time Homebuyer, (1st Time Homebuyer) a way to increase their annual tax write off.  Jim … Continue reading

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First Time Homebuyer Program Offers $10,000 Assistance

Miami Home loan, and Element Funding, direct lending mortgage bank, added a new First Time Homebuyer mortgage program for qualified first time buyers.  Jim Carter, loan officer, reports on the First Time Homebuyer program. Florida Housing First Time Home Buyers … Continue reading

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Miami Home Loan HUD February Updates

Miami  Home Loan presents the FHA Revised Guidelines which are  Effective 04.01.2012 These are some exerts of the February 28 Mortgagee letter from the U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT. Miami Home Loan staff is publishing these excepts to … Continue reading

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Case Shiller Index Shows a Decrease In November, but Some Neighborhood Values Are Increasing!

 Miami Home Loan buyers  see some neighborhoods home pricing increasing from the end of the year in Miami.  However, it is localized to those neighborhoods.  Elsewhere there are slight decreases in home values from October to November as described in the … Continue reading

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Miami Home Loan Activity Continues to Increase

Miami Home Loan Activity continues to increase.  In the markets I serve, inquiry activity remains constant.  Although there are still delays in getting short sales approved, progress continues.  New 1st time homebuyers continue to enjoy low rates and great service … Continue reading

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Miami Home Loans for First 1st Time Home Buyers

Assistance for Buying Your First (1st) Home MIAMIDADE ECONOMIC ADVOCACY TRUST (MDEAT)/HOMEOWNERSHIP ASSISTANCE PROGRAM (HAP) HAP PROGRAM HIGHLIGHTS Purpose The HAP is designed to increase the number of first-time home purchases among low-to- moderate-income residents in Miami Dade County. Market … Continue reading

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MMAP Funds for 1st Time Home Buyers

Today I am working on finalizing a home loan that included the 4% MMAP (Metro Miami Action Plan) funds.   We are helping a great young 1st time home buyer get into her first property.  There are many young buyers, with great … Continue reading

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Home Loan Happy Closings

We closed another Miami home loan for a great person.  It took some real stamina to get all the documents completed one time, but, in the end, the buyer was extremely happy with his new mortgage and as a new owner … Continue reading

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Time for a Florida Home Loan, Or Not?

South Florida in general remains in an economic slowdown, foreclosures are still coming,  and, new home building is close to a stand still.  So is it really time to buy and get a new HOME LOAN?   We are seeing a … Continue reading

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