Tag Archives: James Carter

Miami Home Loan Qualifying After A Short Sale

Miami Home loan, and Element Funding, a direct lending mortgage bank, is confirming a short sale in a buyers’ history does not prevent a buyer from buying a home again.  Jim Carter wrote this note to give a buyer some … Continue reading

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How do You Qualify for a Home Mortgage? The Underwriting Matrix

Miami Home loan, and Jim Carter of Element Funding, direct lender, presented an overview of the current process to qualify for a home loan.  There are details of the 4-C’s of underwriting to help you understand the current underwriting environment … Continue reading

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Update on Consumer Finance Protection Bureau laws of 2013 – Target: Credit Cards

Miami Home Loan 4U staff and James Carter, has found a knowledgeable financial writer Shane Parker, who is. a community member working with the mortgagefit financial network. Shane writes on mortgage, home loan, credit and more. Shane can reached at … Continue reading

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Miami Home Loan & Element Funding – Another Successful Closing!

Another good closing, as Cameron got his Miami Home Loan in place to move into his great new condo on Brickell Avenue.  Thanks goes to the Element Funding operations team, including our processor, Pamletta,  title attorney Tony Martinez, and selling agent … Continue reading

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Miami Home Loan Reports on 2013 First Half Report – Upper Keys

Written by Jim Larson,CRS, RSPS, GRI, AHWD, TRC.  Broker associate with Keller Williams Realty Premier Properties. Miami Home Loan 4U staff and James Carter, have found an exceptions Keys based realtor that really knows the market.  Jim Larson has been a … Continue reading

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Miami Home Loan Discusses the New FHA MI Changes

Miami Home Loan and Element Funding  staff reports there are two key changes scheduled to take place for all FHA case numbers assigned on or after June 3, 2013: • revision to the period for assessing the annual Mortgage Insurance Premium … Continue reading

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Miami Home Loan News – Home Loan Rates, Case Shiller Index, Home Prices

Miami Home Loan staff reports home loan rates have pushed up to their highest levels in a year due to better than expected economic data and fears that the U.S. Federal Reserve may pull back on its stimulus program that … Continue reading

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2013 Upper Keys -1st Quarter Sales Report

Written by Jim Larson- CRS, RSPS, GRI, AHWD, TRC, Keller Williams Realty Premier Properties. Miami Home Loan and Element Funding staff and has found an exceptional Upper Keys based Realtor that really knows the upper keys market. Jim Larson has … Continue reading

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Tax Time Requirements for a Miami Home Loan

Miami Home Loan staff was notified by our Operations department there are some specific guidelines we must follow during tax season.   A borrower is required to either file their 2012 tax returns or file an extension.   Please note the following requirements … Continue reading

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2012 Year End Report – Upper Florida Keys

Written by Jim Larson- CRS, RSPS, GRI, AHWD, TRC Keller Williams Realty Premier Properties Miami Home Loan and Element Funding staff and has found an exceptional Keys based Realtor that really knows the upper keys market. Jim Larson has been … Continue reading

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